The issue of ITR Refund Delay FY24-25 has become a major concern for taxpayers across India. While many individuals have already received their refunds for the financial year, thousands are still waiting for their pending credit. The Central Board of Direct Taxes (CBDT) has confirmed that certain refunds are delayed due to additional verification requirements, incorrect deduction claims, and system-flagged inconsistencies. This article explains the reasons behind the ITR Refund Delay FY24-25, the expected payout timeline, and a step-by-step guide to checking your refund status.
Why Is There an ITR Refund Delay FY24-25?
The Income Tax Department has clarified that some returns have been flagged as high-value or red-flagged by the automated system. These returns are undergoing further verification due to suspicious deduction claims or mismatches in data. This increased scrutiny is one of the core reasons contributing to the ITR Refund Delay FY24-25.
Chairman Ravi Agrawal stated that the department is reviewing claims where taxpayers may have claimed incorrect or excessive deductions. This deeper review process helps prevent fraudulent refunds but inevitably extends processing time, resulting in widespread ITR Refund Delay FY24-25 across multiple categories of filers.
Expected Refund Credit Timeline for FY24-25
In its recent update, CBDT announced that legitimate refund payouts are expected to be released by December 2025. This indicates that while the ITR Refund Delay FY24-25 may persist for some taxpayers, the majority of validated refunds will be credited within this extended window.
Taxpayers whose returns are under review or require a revised filing may experience slightly longer delays. The department has already advised several taxpayers to file a revised Income Tax Return if they missed reporting certain income details.
Major Reasons Contributing to ITR Refund Delay FY24-25
Here are the top reasons for the current ITR Refund Delay FY24-25:
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High-Value Refund Claims: Large refund amounts are subject to manual verification.
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Incorrect Deduction Claims: Mismatches in Sections 80C, 80D, HRA, or home loan claims.
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Data Mismatch: Differences between Form 26AS, AIS, TIS, and ITR data.
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Pending e-Verification: Failure to e-verify ITR within 30 days.
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Unvalidated Bank Account: Refunds cannot be issued unless the bank account is pre-validated.
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Technical Backlog: Heavy filing volumes around September 16, the non-audit deadline, slowed processing.
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Additional Documentation Required: Some cases require clarification from taxpayers, adding to the ITR Refund Delay FY24-25.
How to Check Your ITR Refund Status Online
If you are experiencing an ITR Refund Delay FY24-25, you should check your refund status on the Income Tax portal. Follow the steps below:
Step 1: Visit the official portal: incometax.gov.in
Step 2: Log in using your PAN, Aadhaar, or User ID.
Step 3: Go to ‘e-File’ → ‘Income Tax Returns’ → ‘View Filed Returns’.
Step 4: Click ‘View Details’ to check return status and refund progress.
If your status shows “Refund Under Process,” it means the system is still verifying the details. However, if it shows “Refund on Hold,” this indicates that additional review is required—another common cause of ITR Refund Delay FY24-25.
What to Do if Your Refund Is Still Delayed?
If your refund is stuck due to the ITR Refund Delay FY24-25, here’s what you can do:
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Ensure your bank account is pre-validated.
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Check for any notification from CPC Bangalore.
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Respond promptly to any notice seeking clarification.
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File a revised return if the department has advised you to do so.
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Match your AIS/TIS with your declared income.
Taking timely action increases your chances of resolving the ITR Refund Delay FY24-25 faster.
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